ZeroPlus® Program by Travis Hoida Realty

A Smarter Way to Save on Your Home Loan

Travis Hoida Realty is proud to offer the exclusive ZeroPlus® Program, created to make owning a home more affordable from the start. With ZeroPlus®, you won’t pay the usual lender fees — no origination, processing, or underwriting costs. And if your loan is over $150,000, you’ll receive an extra $1,000 credit at closing.

It’s a simple way to save more and start strong on your homeownership journey.

Program Highlights

  • Zero Origination Fee

  • Zero Processing Fee

  • Zero Underwriting Fee

  • Low, Competitive Rates

  • $1,000 Closing Credit (on loans $150,000+)

Eligible Loan Types

We offer ZeroPlus® on:

  • Primary, vacation, and investment homes

  • Purchases and refinances

  • Conventional – Fannie Mae & Freddie Mac (as low as 3% down)

  • Jumbo – Up to $3 million (available for both conventional & jumbo)

  • FHA – Minimum 3.5% down

  • VA – $0 down

  • USDA – $0 down

  • Fixed-rate and ARM options available

Let’s Get You Started

Fill out the form below and one of our mortgage professionals will connect with you right away.

*** This is not a commitment to lend or extend credit. All loans are subject to credit approval and program guidelines. Borrower eligibility, rates, and terms may vary. $1,000 credit applies only to loans over $150,000. Savings shown are based on waived lender fees and may vary by transaction.

Why Homebuyers Choose Travis Hoida Realty

Trusted Advisors,

Real Savings

Work with a team that’s committed to your goals.

Personalized

Guidance

From pre-approval to closing, we simplify the process every step of the way.

Modern

Convenience

Apply, upload, and track your loan anytime through our secure online portal.

Meet Travis Hoida

Travis Hoida has been a dedicated realtor since October 2020, serving clients throughout Northeast Wisconsin from his office in Green Bay.

Known for his commitment and expertise, Travis has been an esteemed member of the Agent Leadership Council in his office.

His excellence in real estate has been recognized with the "Best of the Bay" award in 2022, and he was a finalist for the same in 2023 and 2024.

Beyond his professional accomplishments, Travis is a family man, proud husband, and devoted father to his daughter and son. He enjoys spending quality time with his family and their two golden retrievers. An avid outdoorsman, Travis loves golfing, hunting, camping, fishing, and exercising.

Additionally, he has a passion for collecting bourbon and local craft beer, reflecting his appreciation for the finer things in life.

Colby developed a passion for real estate while studying at Utah State University. He graduated with a degree in accounting and immediately went to work in the real estate industry.

He spent a number of years in commercial real estate management where he oversaw the operations of over fifty commercial buildings. He also participated in numerous lease transactions and several building purchases.

Using his skills in real estate, Colby and his wife purchased, and hold, several residential investment properties of their own. Colby now serves as a steady guide for individuals who are looking to make what is likely the biggest financial decision of their life.

What others are saying

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